FAQs

Why work with a financial advisor?

A financial advisor helps you make informed decisions about your money - whether you're planning for retirement, managing investments, or saving for a major goal. With professional guidance, you can gain clarity, avoid common pitfalls, and build a strategy tailored to your unique needs. An advisor provides accountability, expertise, and peace of mind as you navigate life’s financial complexities.

What is a CERTIFIED FINANCIAL PLANNER^®? Is Michael Bless one?

A CFP® certification is the standard of excellence in financial planning. CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first. Michael Bless got his CFP® certification in 2007.

What is a fiduciary?

A fiduciary is someone who is legally and ethically obligated to act in your best interest. When a financial advisor is a fiduciary, they must prioritize your financial well-being above their own compensation or any outside incentives. This standard ensures that the advice you receive is objective, transparent, and aligned with your goals.

Who is Prospera and what is the relationship to Monument Wealth Partners?

Founded in 1982, Prospera Financial supports independent financial professionals across the country, offering a superior menu of investment choices, leading-edge technology, indispensable financial tools, expert investment planning and advice, and personalized service — so they can bring their clients the same. With Prospera Financial Services as our partner, we can also ensure our private wealth advisory practice is able to deliver exceptional client service and at the same time allow us to have access to the broad range of expertise required to plan, implement and monitor our comprehensive wealth management planning approach.